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About Us

Mission Statement

We are an independent insurance agency dedicated to proactively managing each client’s unique risks with innovative and affordable solutions.

What We Offer

We’re independent agents who strive for customer satisfaction.

Homeowners, Flood, Windstorm, Auto, Truck, Boat, RV, Condo, Umbrella, Health, Life, Annuities, Business Insurance, Court Bonds. We are here to help you.

Helping You Find Insurance Coverage is our Only Business.

Agency Goal  

We evaluate the success of our company based on both a strong financial position and high ethical standards.  Honesty is the guiding principle for decisions affecting our clients, employees, and the insurance companies we represent.


The agency was established in 1947. Williamson & King Insurance Agency was originally incorporated in 1948 by two home builders, at which time the agency was started.  The agency was sold several times over the years before the Vermost family purchased it in 1988 and changed the name to Williamson-Vermost Agency.  The name was officially changed to Vermost & Associates in 2000.  In 2006, Darren purchased the remaining stock from his father and took over as President of the agency.

In 2009, Vermost & Associates merged with Mutual Insurance Agency at Clearwater, Inc.  The new entity is owned by Darren Vermost and John B. Gay III.

On May 1, 2011, we moved to our present location – 1200 Belcher Road South, Suite 1, Largo, FL  33771, expanding yet again and adding staff to handle our growth. Currently, our 12 licensed team members actively work to  help protect our client’s financial future.

An Independent Advantage

We are Independent Agents in Largo, Florida, free to choose the carrier for your insurance needs.  We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Vermost Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to help protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using a licensed professional for an important financial decision.

An independent agent has multiple companies that he or she can approach to provide strong coverage programs to match your needs.

When you buy insurance, whether it’s for your home, your car or your business, you want a licensed agent who will help you assess the risks you face and give you an objective analysis of the marketplace, but it’s up to you to make the final choice.